Start Your Homeownership Journey Here
Whether you're buying your first home, moving into your next one, refinancing your current mortgage, or tapping into your home's equity, BankGloucester is here to help every step of the way.
Our experienced Residential Lending team takes the time to understand your goals and guide you through the lending process with personalized service, local decision-making, and competitive loan options. From application to closing, you'll have a trusted partner by your side to answer questions, provide guidance, and help you make confident decisions.
Ready to get started? Contact one of our Residential Lending specialists or explore our mortgage and home equity solutions today.
Fixed Rate Mortgages ⋅ Adjustable Rate Mortgages ⋅ First-Time Home Buyer
VA Mortgages ⋅ Home Equity Loans ⋅ Home Equity Lines of Credit
VA Mortgages ⋅ Home Equity Loans ⋅ Home Equity Lines of Credit
Your Home Financing Team
Buying or financing a home is one of life's biggest decisions, and having the right people by your side makes all the difference. Our experienced Residential Lending team is here to answer your questions, explain your options, and help you find the financing solution that's right for you.Amy E. Mitchell
Vice President, Residential Lending: NMLS#1632360
Mackenzie P. Quinn
Residential Mortgage Loan Officer: NMLS# 1695433
Lisa Ann Kariores
Mortgage Operations Manager: NMLS# 1928676
Secure a consistent monthly payment with a fixed interest rate that's guaranteed to stay the same for the life of your loan
- Variety of term lengths
- Predictable payments for easier budgeting
- Great for long-term financial stability
Start with a lower initial interest rate—ideal if you expect to move or refinance in a few years.
- 3-, 5-, 7-, and 10-year fixed-rate periods
- Protection from major increases through rate caps
- Designed for flexibility
We're here to help you realize your dream of home ownership. Benefit from flexible terms designed to help you take that big step confidently.
- Lower down payment options
- Higher qualifying ratios to improve eligibility
- More flexible underwriting standards
We want to make your dream a reality! Contact our team to get started.
Email, call 978-283-8200, visit a branch, or submit a request here.
Dedicated to serving veterans and active-duty military, these loans offer exceptional terms and fewer out-of-pocket costs.
- Up to 100% financing on purchases and 90% cash-out refinances
- No mortgage insurance required
- High balance loan amounts up to $2 million
- No funding fee for disabled veterans
- Credit score requirements as low as 620
We are here to help! Contact our team today.
To apply, email a team member, call 978-283-8200, visit a branch, or submit a request here.
Get a lump sum at a fixed rate—ideal for one-time expenses like renovations, major purchases, or debt consolidation.
- Locked-in interest rate and term
- Predictable monthly payments and payback schedule
- Interest may be tax-deductible if funds are used for specific home-related expenses*
To apply, email a team member, call 978-283-8200, visit a branch, or submit a request here.
* Customer are advised to conduct their own research and contact a legal and/or tax advisor for assistance.
Borrow as needed with a revolving line of credit that adapts to your changing financial needs
- Access funds by writing a check
- Flexible solution for recurring or unexpected expenses
- Perfect for tuition, travel, home improvements, or debt consolidation
Business Checking
Elevate your business with flexible account options.
Get the tools and support your business deserves, with account options designed to adapt as your needs evolve.