Save with Confidence. Plan for the Future.
Whether you're looking for a secure way to grow your savings or preparing for retirement, BankGloucester offers a range of Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) options designed to help you reach your financial goals. With competitive rates, flexible terms, and local service you can count on, we're here to help you make the most of your money.
Enjoy Great Rates with a CD
BankGloucester CDs earn higher rates than regular savings accounts with terms from 6 to 60 months, no fees, and no penalties for interest withdrawal.
- Open with as little as $500
- Earn more with flexible terms
- Withdraw earned interest anytime, penalty-free
- Grow savings with no account fees
CD Specials*
Secure Your Future with Great IRA Options
BankGloucester offers Traditional and Roth IRAs with unique tax advantages. Choose a Traditional IRA to defer taxes on earnings or a Roth IRA for tax-free retirement withdrawals.
- Open with as little as $50-$500
- Grow retirement with competitive rates
- Compound retirement savings monthly
- Save confidently with fully-insured deposits
Competitive IRA Rates
|
IRA Term |
Minimum Balance Required to Earn Interest |
Interest Rate |
Annual Percentage Yield (APY) |
Compounding Frequency |
|---|---|---|---|---|
|
12-Month |
$500 |
3.54% |
3.65% |
Monthly |
| 24-Month | $500 | 3.64% | 3.75% | Monthly |
Fees could reduce earnings. On Certificate and IRA Accounts a penalty may be imposed for early withdrawal. IRA accounts will be charged an IRA Service Fee of $15.00 annually on December 15th.
*IRA Statement Savings account rate may change after account is opened.
All Deposits are Insured in Full.
HELOCS
Let your home's equity work for you.
With convenient access to funds, you can consolidate debt, cover major expenses, or take on new opportunities at your own pace.