COVID-19 Update: *We ask that if you have had any Covid-19 related symptoms OR had close contact with OR cared for somebody with Covid-19 symptoms in the last 14 days OR if you have recently traveled outside of the Northeast United States, please note that Massachusetts requires that you self-quarantine for 14 days. If any of the above circumstances apply to you, please utilize our drive-thru or online services.
Bank Lobbies Open Please Read Details. Schedule an Appointment or click here for more info
SCHEDULE AN APPOINTMENT | OPEN AN ACCOUNT NOW | APPLY FOR PPP Forgiveness NOW | APPLY FOR MORTGAGE NOW | 978-283-8200 | HOURS | LOCATIONS

Personal Checking


A Checking Account That Gives You More!

Looking for a checking account that gives you more? You'll find it at BankGloucester, now offering Elite Checking and Signature Checking accounts powered by BaZing.

Graphic: Woman using BaZing app


Elite Checking Graphic: Powered by BaZing

Let us reward your relationship with more features, benefits and interest.

Open An Account Now

  • Anywhere Banking Tools
    Online banking, mobile banking, bill pay, debit card and e-statements.

  • Shop local, save local with BaZing savings
    Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

  • Refunds ATM Fees
    We will reimburse you for all non BankGloucester Domestic ATM fees per statement cycle up to $30. ATM fee reimbursements will be credited to your account on the last business day of your statement cycle. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative of the bank.

  • Roadside Assistance
    Available 24/7 and free to use, up to $80 in covered service charges.

  • Health Savings Card
    Save money on prescriptions, eye exams, frames, lenses and hearing services.

  • Reward Yourself
    Here's how you earn our highest interest rate*:
    - Receive your statements electronically.
    - Have at least FIFTEEN (15) Debit Card purchases
    post and clear per qualification cycle
    - Have at least ONE (1) ACH Direct Deposit or Auto Debit
    post and clear per qualification cycle

  • Waive $10 Monthly Fee (Service Charge Fee)
    Maintain a $1,500 minimum balance, and we'll waive the $10 monthly fee (Service Charge Fee).

  • Earn Points for Using Your Debit Card with our BG Points program
    Redeem your points for great merchandise - Learn More

  • Enroll in e-statements
    Avoid a paper statement fee

Personal security benefits including:

  • Cell Phone Protection
    Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen. (See disclosures 1 & 2)

  • ID Theft aid
    - 1B Credit Monitoring (See disclosure 3)
    Your credit report is monitored for suspicious activity.
    - Credit Report & Credit Score
    Get a free quarterly credit report and quarterly updated credit score.
    Fraud Resolution
    Receive expert help on fraud resolution if you become a victim of identity theft.
    - $10,000 Personal identity theft benefit (See disclosures 1 & 2)

  • $25,000 Accidental Death Coverage
    You're covered for accidental death should the unexpected happen. (See disclosure 2)

  • Buyers Protection & Extended Warranty
    Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, plus one year extended warranty. (See disclosures 1 & 2)

ELITE CHECKING DISCLOSURES

1. Cell phone protection, personal identity theft benefit, and buyer’s protection and extended warranty are subject to additional terms and conditions.

2. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

3. Additional activation is required.

^1.00% Annual Percentage Yield (APY) for balances up to $25,000.00. ^*For balances over $25,000.00, the APY will range from 1.00% to 0.25% depending on the balance in the account. This is a variable rate and the rate is subject to change after the account is opened. Fees may reduce earnings.

Learn More About the Elite Checking Benefits with BaZing

Log onto the BaZing website to register or learn more About BGPERKS & BaZing

Click Here to View Disclosure

Open An Account Now



Signature Checking

Features & Benefits You'll Use Everyday.

    Open An Account Now

  • Anywhere Banking Tools
    Online banking, mobile banking, bill pay, debit card and e-statements.

  • Refunds ATM Fees
    We will reimburse you for all non-Bank Gloucester Domestic ATM fees per statement cycle up to $20. ATM fee reimbursements will be credited to your account on the last business day of your statement cycle. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative of the bank.

  • Shop local, save local with BaZing savings
    Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

  • Roadside Assistance
    Available 24/7 and free to use, up to $80 in covered service charges.

  • Health Savings Card
    Save money on prescriptions, eye exams, frames, lenses and hearing services.

  • Earn Points for Using Your Debit Card
    Redeem your points for great merchandise - Learn More

  • Use Your Debit Card to Reduce Monthly Fee
    Only $6 per month, monthly fee. Reduce your monthly fee by $0.15 each time you use your debit card.*

  • Enroll in e-statements
    Avoid a paper statement fee

Personal security benefits including:

  • Cell Phone Protection
    Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. (See disclosures 1 & 2)

  • ID Theft aid
    Includes payment card fraud resolution. $5,000 in personal identity theft benefit and indentity restoration. (See disclosures 1 & 2)

  • $10,000 Travel Accidental Death Coverage
    Peace of mind for the unexpected. (See disclosure 2)

  • Buyers Protection & Extended Warranty
    Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, plus one year extended warranty. (See disclosures 1 & 2)


SIGNATURE CHECKING DISCLOSURES

1. Cell phone protection, personal identity theft benefit, and buyer’s protection and extended warranty are subject to additional terms and conditions.

2. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

Learn More About Signature Checking Benefits with BaZing

Log onto the BaZing website to register or learn more About BGPERKS & BaZing

Click Here to View Disclosure

Open An Account Now



Essential Checking

Just the basics.

    Open An Account Now

  • Anywhere Banking Tools
    Online banking, mobile banking, bill pay, debit card and e-statements.

  • Earn Points for Using Your Debit Card
    Redeem your points for great merchandise - Learn More

  • Enroll in e-statements
    Avoid a paper statement fee

Click Here to View Disclosure

Open An Account Now



If you are over 65 or under 18 please contact customer service about our free checking account.


BaZing Merchant Network

BaZing is a powerful way to promote your business, at NO cost to you! Learn More

Existing merchants can Login Here



Rates and Disclosures

Rates Effective: October 19, 2020

*APY: Annual Percentage Yield

Type Minimum Deposit to Open Account Minimum Balance to Earn APY* Interest Rate APY* Compounding Frequency
Elite Checking^ $50.00
If requirements are met $0.01-$25,000.00 1.00%^ 1.00% Monthly
for balances over $25,000.00 $25,000.01 0.25%^* 0.25% Monthly
Signature Checking $50.00 $0.01 0.05% 0.05% Monthly

^1.00% Annual Percentage Yield (APY) for balances up to $25,000.00. ^*For balances over $25,000.00, the APY will range from 1.00% to 0.25% depending on the balance in the account. This is a variable rate and the rate is subject to change after the account is opened. Fees may reduce earnings.


Want to switch to BankGloucester?
Our Switch Kit Makes it Easy...

We make it easy to switch your checking to the bank that builds long-term relationships with customers through exceptional customer service.

Download our Switch Kit (PDF) and start today!

Graphic: Click here to open an account online now