Fee Schedule

Miscellaneous Fees

Stop Payment Fee (This fee may apply to checks and ACH stop payments). . . . . $25.00

Insufficient Funds* (items paid or returned, per item) . . . . .$25.00

*BankGloucester charges insufficient funds fees on any item that overdraws an account including those checks or ACH items represented for payment one or more times after having been denied for insufficient funds. This may apply to, but is not limited to: payments authorized by check, ACH/electronic items and ATM/debit card transactions.

Returned Deposited Items . . . . .$7.00

Locked Zipper Business Bag . . . . .$25.00

Overdraft Protection Fee – from checking, money market or statement savings accounts (per pre-authorized automatic transfer) . . . . .$5.00

Duplicate Statements . . . . .$5.00

Research Fees (per hour, minimum of 1 hour) . . . . .$35.00

IRA Service Fees (annually on December 15th) . . . . .$15.00

IRA Exit Fee. . . . . $25.00

Money Orders ($500 or less) . . . . .$3.00

Treasurers Checks (over $500) . . . . .$3.00

Levies or Attachments. . . . . $50.00

Lost Passbook Fee. . . . . $15.00

Replacement ATM or Debit Card Fee. . . . . $15.00

Check Printing…….Varies by Style/Design

Wire Transfers

Domestic Outgoing. . . . . $25.00

Foreign Outgoing. . . . . $50.00

All Incoming. . . . . $15.00

ATM, POS & Debit Card Transaction Fees

Checking Accounts

ATM, POS & Debit Card Transactions . . . .FREE

Worldwide ATM Transactions . . . .FREE

Machines displaying the SUM logo will not impose additional fees, other ATMs may impose additional fees, you will have the option to void such transactions.

Personal, Premier & Premier Plus Money Market and Statement Savings Accounts

BankGloucester ATM Transactions . . . . .FREE

Foreign ATM Withdrawals 6 free per statement cycle, then $1.00 each

Foreign ATM Balance Inquiries 6 free per statement cycle, then $ .50 each

POS & Debit Card Transactions. . . . . Not allowed

Other Fees

Paper Statement Fee . . . . .$2.00

Inactivity Fee . . . . .$4.00

This fee applies to all inactive checking accounts. If your account has had no activity for a period of 180 days, and your daily balance is less than $100.00, the bank will assess a fee of $4.00 per month until the account is at a zero balance and the account will be closed.

Premature Checking Account Closing Fee . . . . .$15.00

The bank reserves the right to assess a fee if your checking account is closed within 90 days of opening.